A good credit card for car rental will provide some protection in the event of an accident. Primary rental insurance is available on some credit cards, making it easy to file a complaint. The primary rental insurance is available only to credit cards that have been used to pay rent. You will need to use your personal auto insurance. The company won't be held responsible for as much damage. That is why it's important to check your insurance coverage carefully before you rent a car.
Chase Sapphire Preferred
Chase Sapphire Preferred credit is the best option if you plan on renting a car. The credit card provides primary coverage, flexible redemption options, and a low annual cost. As a bonus, it offers rental car insurance, arguably the best in the business. The card offers coverage for almost all domestic and foreign rentals. You also get a 10% bonus on your point earned. Chase Sapphire Preferred is also available as a year-end present for every car you rent using the card.
You can use your Chase Sapphire Reserve credit to rent a car. This will allow you to get primary insurance coverage up to $75,000 per vehicle. This credit card is also eligible for discounts and perks from select rental car agencies. Chase Ultimate Rewards portal offers 10x points when you use your card to rent cars. Unlimited 3x points can be earned on all other travel purchases, even rental cars. This credit card is one of the best travel rewards cards you can use.
Capital One business cards
Capital One has a credit card for business that can be used to rent cars frequently. Capital One offers several business credit cards that offer different benefits and requirements. These cards provide cashback and mileage bonuses, so you need to consider your spending habits before making a choice. Capital One credit cards have a higher cashback rate than some other cards. You may find it easier and more cost-effective to fuel your car with Capital One cards. But, before you apply, make sure you understand the limitations.
Before you apply to Capital One for a business card, make sure your business is creditworthy. You can apply for a Business Card if you are not sole proprietor. This will allow you to get a lower interest rate. Many cards offer introductory offers, such as a lower introductory APR or extra travel miles. Credit score plays an important role in whether you qualify. Be sure to assess all aspects of your business.
Amex Platinum
Amex Platinum creditcard offers a number of benefits for those who frequently rent a vehicle. You can skip the line and receive a 25% discount. Also, you get an upgrade to a top-of-the-line car. Hertz Gold plus status will allow you to get lower rates as well as faster check-in. You can enjoy all these perks as an authorized user. In addition to saving you money on rental car rates, you'll also receive primary car rental insurance with the card.
The Amex Platinum card also comes with rental car insurance (also known as collision damage waiver). This card offers primary coverage upto $75,000 for 30 days. Other cards offer only limited coverage. It is not easy to get this coverage. The good news? You can have the coverage, and you don’t have to worry too much about your deductible.
U.S. Bank Altitude Reserve
Although the U.S. Bank Altitude Reserve card has many benefits, it is not as good as other credit cards in this area. It has a very attractive rewards program. You earn five points every dollar spent in prepaid hotels or eligible travel purchases. However, unlike other credit cards you can't redeem points for gas or restaurant purchase. This makes it a poor choice when renting a car.
There are many benefits to using the US Bank Altitude Reserve card for car rentals. You can get trip insurance, price protection, extended warranty protection and travel insurance. If necessary, you can also take out travel insurance and accident insurance. You also get a range of other features. If you plan to travel abroad for business or pleasure, you should consider using the US Bank Altitude Reserve credit card.