Amex Platinum insurance might be a good choice if you're looking for rental vehicle insurance. This type is designed to protect your driving. To get the best coverage, you need to be aware of specific terms and conditions. These rules may apply to you if you do not follow them.
Amex Platinum rental car policy
The American Express Platinum Card allows you to save money on rental car coverage. This program protects against theft and collision damage. It also covers loss of use and towing expenses for all cardholders. However, the coverage for other drivers is limited and does not cover damage to your own vehicle. A premium protection plan is recommended if you desire the greatest coverage.
In order to make a claim, you must submit your documents within 60 days of the accident. You may lose your claim if the deadline is not met. To ensure that your policy covers all damages, you should carefully read the terms. You may be denied coverage if you fail to report an accident or submit documentation.
To enroll in Premium Car Rental Protection, you must hold an Amex Card. To apply, you must log into your American Express account. Once you have done that, select the coverage you would like. Make sure you choose the card that you will use the most. After enrolling in the program, you won't be charged until you use the car. The premium rate will be charged at the applicable rate.
Secondary coverage might be a good option if you travel for business. This coverage allows you to file a claim on your primary policy and not have to open a separate policy. This coverage does not cover your car.
Your credit card will allow you to save money on rental car insurance. You'll be able to earn additional rewards and possibly even get an upgraded car. Remember to take photos when renting a car using your credit card. This can help in resolving any misunderstandings related to damage.
The Amex Platinum rental-car insurance is not the only option. You also have the option to choose an Ink Cash (r) credit card. This credit card can be used for business purposes and provides primary coverage on car rental. The card is an excellent choice for international travel, despite the absence of elite benefits. You also get secondary coverage in the country where you live.
Be aware of restrictions when searching for rental car insurance. You may have to modify the terms and conditions depending on your card. If you are not certain, you can call your card issuer to ask for details. American Express has information about rental car insurance.
Credit cards can be used to obtain rental car insurance for international travelers. Although most credit cards offer car rental coverage, it is important to verify your travel needs. Some policies restrict the rental period. Others will require you to purchase extra coverage.